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An overview of the key personal tax changes introduced in the Finance Act 2026, covering inheritance tax relief, dividend tax, CGT, and the ongoing impact of fiscal drag on investors and business owners.

Retirement doesn’t mean your medical skills stop being valuable. Many doctors and nurses choose to volunteer abroad, using their experience to support communities that need it most. If you’re considering this in retirement, here’s what to think about before you commit.

Thinking about buying a second home? Whether you’re dreaming of a coastal escape, a sunny retirement base abroad, or a property that can generate rental income, it’s a big decision - and each option comes with its own advantages and challenges. This guide breaks down the key things to consider before choosing between the UK and overseas.

2025 Guide for Healthcare professionals

Protecting Your Family's Future

Strategic hire reflects the firm's continued focus on growth, client experience, and operational excellence.

Have you seen a minus sign or brackets around numbers on your NHS pension statement? These negative amounts can look worrying at first. But they might actually help reduce your tax bill. If you work in the NHS and have received your Remedial Pension Savings Statement, you need to understand what these figures mean. This guide explains the current rules in simple terms.

If you are a doctor with an NHS pension, you might have a tax charge from the 2019/20 tax year. The NHS set up a scheme to help with this, called the Annual Allowance Charge Compensation Scheme. Any compensation due will be paid in retirement, and will offset the reduction to your pension from using Scheme Pays for 2019/20 Annual Allowance charges which a member chooses to meet using the NHS Pension Scheme Pays mechanism. The deadline for the Scheme Pays choice by 31st July 2025.

Discover how Mortgages for Doctors is growing with Noemie Williams as the new Mortgages and Protection Team Leader, supporting medical professionals with expert advice.

Our latest market review highlights the UK market's surprising resilience amid broader economic challenges. Read our full analysis to understand what these developments could mean for your investments.

Sudden wealth, whether from an inheritance, settlement, or a business sale, can bring both opportunities and challenges. This article explores the emotional and psychological impact of sudden wealth syndrome (SWS), a condition that can cause stress, anxiety, and confusion as people adjust to their new financial circumstances.

Celebrating 10 years of success! From humble beginnings to a thriving firm, our journey has been marked by hard work, dedication, and the unwavering support of our fantastic team and clients. In our latest blog, we reflect on the past decade, celebrate our achievements, and look forward to the exciting future ahead.

We are proud to present Financial Pulse - Medical & General Insights, our new podcast series now available on Spotify. Financial Pulse will host our comprehensive monthly investment market updates, ensuring you have access to the latest insights and analysis at your convenience.

As we enter the second half of 2024, the global financial landscape evolves. At Medical & General, we keep clients informed about developments that may impact their investments. This update covers current market conditions, key economic trends, and potential investment opportunities.

As we progress through 2024, the financial markets are navigating through a period of significant change. This articles offers a comprehensive overview of current market dynamics and future opportunities.

The investment landscape is changing fast, particularly with the rise of electric vehicles and sustainable agriculture. Staying informed about these trends is important for savvy investors. Our latest blog delves into these innovations and their potential impact on the future of investing.

Our article looks at how political changes could shape the investment landscape and their implications for you.

As financial advisors specialising in providing guidance to the medical community, we understand the importance of staying abreast of changes in pension tax relief regulations. These changes can significantly impact medical professionals' retirement planning strategies, and it is crucial to navigate them effectively. In this comprehensive guide, we will explore the recent changes to pension tax relief and provide valuable insights on how medical professionals can adapt their financial plans to maximise their pension benefits in the years ahead.

How do you rate your work-life balance? It’s not uncommon for workplace pressures to affect our personal lives but, left unchecked, it can affect overall wellbeing and your health too.

Just a few months after delivering his first Budget as Chancellor, Rishi Sunak delivered a Summer Statement, dubbed a ‘mini-Budget’ on Wednesday 8th July 2020.

In recent weeks, the news has reported significant volatility in world stock markets. Mid-March saw both the FTSE 100 and Dow Jones experience their biggest one-day fall since 1987 before the Dow Jones then experienced its biggest weekly rise in more than 45 years.

If you were thinking about moving home or moving your mortgage in the next few weeks, you may have decided to put your plans on hold.

It was Rishi Sunak’s first budget and he didn’t disappoint…well from a pension perspective anyway. You might be asking: what does this mean for me? Let me explain the history and why this is such a big win for the medical profession.

Rising house prices and the difficulty in saving a deposit are a challenge for many home buyers. So, it's perhaps no surprise that more and more young people are looking to parents and grandparents for help in getting onto the property ladder.

In recent weeks, the coronavirus has never been far from the headlines. As of 25th March, there were more than 450,000 confirmed cases of Covid-19 and over 20,500 deaths. Whilst the virus started in mainland China, it’s spread rapidly around the globe.

If you’re looking to get away this spring, look no further than your own doorstep.

Throughout February there was one key global headline that had an impact on stocks, the coronavirus.

The difficulties experienced by millennials looking to get onto the housing ladder are well-documented. But as first-time buyers struggle with a lack of affordable housing and the difficulty in saving a deposit, different challenges face those at the other end of the housing market: so-called ‘last-time buyers’.

Do you want your investments to grow or deliver an income? Defining the goal of your investment portfolio can help you build a strategy that’s right for you.

One of the reasons why pensions are an excellent way to save for retirement is the tax relief you benefit from. Yet, figures suggest that pension savers could be missing out on millions of pounds that could boost their pension fund.

We have put together a guide for your information, to explain what equity release is and how it can help you.

In 2018, European Legislation was introduced which means any clients who hold investments that are managed by a discretionary fund manager (DFM) need to be informed when the value of their investment portfolio’s drop by more than 10% in any one quarter.

On Thursday, global stock markets endured their worst trading day since the 1987 crash. The FTSE 100 fell by 10% and the index has slumped by over 31% so far this year. Is this as bad as 2008? Certainly, the speed of the market adjustment is beginning to feel like the nadir of that crisis.

Here’s your comprehensive guide to the top nine things you should consider doing now in order to get ‘end of tax year’ ready.

Download your free copy and get impartial answers to many of the questions you might be having about NHS pensions.

In an emergency measure, the government has said that it will cover the tax bills that doctors and consultants are facing until a long-term solution can be found. Keep reading to find out more.

Should you consider fixing your mortgage for ten years? We look at the pros and cons of committing to a mortgage deal for a decade.

Taking time off work due to an accident or medical problem can have both an emotional and financial impact, so ensuring you take out the right protection is crucial.

If you’re preparing to take out a mortgage, there are plenty of things to consider. Among them is how long you’ll pay back the loan for.

Research has highlighted how being cautious with pension investments can be as damaging as taking too much risk. In some cases, a cautious approach is appropriate. But, in others, it’ll be the result of subconscious financial bias affecting the decisions we make.

Millions of people in the UK are now self-employed. Whether you work for yourself or are part of an industry where contracting is commonplace, it can place pressure on your finances.

November marks Talk Money week, an initiative that aims to encourage more people to talk about their finances.

Figures show a huge surge in the number of people making voluntary National Insurance contributions to top up their State Pension record.

Understanding the pitfalls to avoid when you first access your pension can help you build a retirement income that suits you. Knowing your decisions have been carefully weighed up can help you enjoy the next chapter of your life confident in your finances.

We’ve put together this comprehensive guide that busts seven common myths about the NHS Pension Scheme.